Standard Coverage
Offers a US $1,000,000 annual limit and adds limited outpatient coverage up to US $25,000. Includes GP and specialist consultations.
Coverage Details
Comprehensive breakdown of your Standard Coverage plan benefits and limits
Coverage Plan
| Benefit | Coverage |
|---|---|
| Coverage Plan | Worldwide Excl. USA |
| Overall Plan Limit (per year) | US $1,000,000 |
Inpatient Benefit
| Benefit | Coverage |
|---|---|
| Room and Board Incl. Nursing Care | Semi Private |
| Parental Accommodation | No Cover |
| Theatre Fees, Tests, Medicines, Surgical Appliances | Full Cover |
| Intensive Care Incl. Nursing Care | Full Cover |
| Surgeons Fees Incl. Pre & Post Surgical | US $25,000 |
| Anaesthetist Fees | 30% of Surgeon's Fees |
| Professional Fees | US $25,000 |
| Rehabilitation Cover | No Cover |
| Kidney Dialysis | Full Cover |
| Oncology Cover | US $20,000 |
| Organ Transplant Cover | No Cover |
| Emergency Room Treatment | Full Cover |
| Local Ambulance to Hospital | Full Cover |
| Hospital Cash Benefit | US $100 |
Outpatient Benefit
| Benefit | Coverage |
|---|---|
| Outpatient Surgical | US $25,000 |
| Pre-Hospitalisation | US $2,000 (30 days prior) |
| Post-Hospitalisation | US $2,000 (30 days prior) |
| GP Consultation Fees | US $750 |
| Specialist Consultation | US $750 |
| Prescribed Medication | US $750 |
| Imaging and Lab Tests | US $750 |
| Physiotherapy | No Cover |
| Oncology | No Cover |
| Alternative Therapies | No Cover |
| Chronic Conditions | No Cover |
Wellbeing Benefit
| Benefit | Coverage |
|---|---|
| Annual Check-ups | No Cover |
| Vaccinations | No Cover |
| Eye Test | No Cover |
Dental Benefits
| Benefit | Coverage |
|---|---|
| Emergency Dental | No Cover |
| Routine Dental (6 mo. wait) | No Cover |
| Major Dental (6 mo. wait) | No Cover |
Global Security Benefits
| Benefit | Coverage |
|---|---|
| Terrorism | US $100,000 |
| Hostage Negotiation | Full Cover |
| Hijacking | US $200/day (10 days) |
| Mugging | US $100/day (5 days) |
Psychology Benefits
| Benefit | Coverage |
|---|---|
| 24-Hour Psychology Support | Full Cover |
| 24-Hour Personal Coaching | Full Cover |
International Assistance
| Benefit | Coverage |
|---|---|
| 24-Hour Emergency Assistance | Full Cover |
Life Cover
| Benefit | Coverage |
|---|---|
| Death Benefit | US $10,000 |
Optional Add-Ons
| Benefit | Coverage |
|---|---|
| Death Benefit | US $100,000 |
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